Risk Management Analyst

Job Description

Company Introduction

Our client is a bank.

Job Responsibilities and Duties

• Support the Bank’s risk management function through analytical reporting, credit business reviews, and monitoring risk limits in accordance with the Bank’s risk management framework;
• Assist with the implementation and oversight of risk management policies and procedures;
• Prepare credit assessments for new and existing credit facilities, including conducting financial analyses and making risk recommendations;
• Analyze financial reports and business plans to support the development of the Bank’s new business portfolio;
• Ensure requests for new credit facilities align with the Bank’s risk appetite;
• Stay informed and analyze market-based and industry-specific information and developments;
• Help monitor the Bank’s investment portfolio;
• Contribute to the completion of periodic risk management reports;
• Handle ad hoc requests from Senior Management and external stakeholders;
• Monitor and track changes in the credit ratings of the Bank’s risk exposures;
• Support the risk team in meeting all regulatory risk management requirements;
• Assist in the ongoing updates and compilation of risk management policies, procedures, and related documentation to ensure proper risk governance;
• Stay knowledgeable and current on the Bank’s significant risks;
• Keep up to date with relevant banking and risk-related regulations;
• Assist in monitoring ICT and security risk management controls.

Experience

• Hold a professional qualification in Banking, Finance, or related fields;
• Have a minimum of 2 years of experience in a similar or related role;
• Proficiency in MS Office applications, with advanced skills in MS Excel;
• Fluency in both written and spoken business English and Maltese;
• Knowledge of ICT and security risk management internal controls is a plus;
• Previous experience in banking or a related position is advantageous.

Personal Skills

• Strong quantitative and analytical skills
• A proactive attitude and the ability to work independently.
• High integrity and professional ethics.