Chief Financial Officer

Job Description

Company Introduction

Our client is an emerging financial services company.

Job Responsibilities and Duties

• Develop and implement financial strategies aligned with the company’s vision, growth plans, and regulatory obligations;
• Lead budgeting, forecasting, and long-term financial planning to support expansion and operational efficiency;
• Identify opportunities for cost optimisation, revenue growth, and capital efficiency;
• Oversee all financial reporting, ensuring accuracy, transparency, and compliance with Maltese and EU regulations, including MFSA licensing requirements;
• Monitor and manage regulatory reporting obligations for the Electronic Money Institution (EMI) and Crypto Asset Service Provider (CASP), and Investment Services operations;
• Coordinate internal and external audits, ensuring timely resolution of audit findings;
• Provide actionable financial insights and recommendations to the CEO;
• Build and develop the finance function, including processes, systems, and best practices suitable for a fast-growing, regulated fintech environment;
• Ensure strong corporate governance and adherence to financial, legal, and operational risk frameworks;
• Support the business with broader finance-related compliance and operational tasks during the initial growth phase (e.g., assisting with the development of financial policies and controls, and contributing to process design).

Experience

• Possess an ACCA, CPA, or equivalent professional finance qualification;
• Fit and proper person and able to be approved / PQ’d by the MFSA;
• Extensive experience in finance, accounting, and strategic planning within regulated financial services or fintech, ideally including electronic money, payments, crypto-asset, or investment service operations;
• Demonstrated track record in a startup or high-growth environment, with experience building finance functions from the ground up;
• Knowledge of financial regulations, supervisory reporting, and compliance requirements in the EU, particularly MFSA licensing frameworks (EMI and CASP);
• Strong proficiency in Microsoft Office Suite and familiarity with accounting/financial systems;
• Experience in budgeting, forecasting, financial modelling, and analytics;
• Exposure to crypto-asset management, blockchain, or digital payment platforms will be an asset.

Personal Skills

• Strong ability to work under pressure, manage tasks independently, and meet deadlines;
• High attention to detail with strong analytical and investigative skills to resolve variances;
• Excellent numeracy skills;
• Professional verbal and written communication skills;
• Self-motivated, proactive, and able to work collaboratively within a team;
• Adaptive and pragmatic, able to handle change and assess risks effectively;
• Sound judgment and initiative in decision-making;
• Willingness to be flexible and hands-on, supporting other compliance or operational functions as the business grows.